The terms that apply when you use this site or submit a request through it.
Last updated 14 September 2026
By accessing myteachersbenefits.com or submitting information through it you agree to these terms. If you do not agree, do not use the site.
This site provides general information about life insurance and related riders, and collects requests to be contacted by a licensed insurance agent. It does not sell insurance, bind coverage, or provide quotes.
Submitting the form does not create coverage and is not an application for insurance. No coverage exists until a carrier issues a policy and the first premium is paid.
Nothing here is legal, tax, financial or investment advice. Life insurance products, riders and their tax treatment are complex and vary by carrier and state. Consult your own advisers before acting.
You must be at least 18 years old and a United States resident to submit a request. Coverage availability varies by state, carrier, age and health, and is subject to underwriting approval.
You agree to provide accurate information and not to submit anyone else’s contact details without their permission. Misrepresentation on an insurance application can void a policy.
Requests are routed to independent licensed agents. We are not responsible for the acts or omissions of any agent, agency or carrier, or for the terms of any policy you choose to purchase.
Site content, design and marks are owned by My Teachers Benefits and may not be copied or reused without permission.
The site is provided “as is” without warranties of any kind. To the fullest extent permitted by law, we are not liable for indirect, incidental or consequential damages arising from your use of the site.
We may modify these terms at any time. Continued use after a change means you accept the revised terms.